We take credit decisions very seriously. We require applicants to maintain a bank account in good standing, steady employment and exhibit a minimum baseline of creditworthiness. We also assess the ability to repay and afford the loan. If you have excessive debt burdens or do not meet minimum income requirements, your application may be denied.
Each denied application receives an Adverse Action Letter which provides details as to why an application was denied.
Click here to view how you can check the status of your application. Below are instructions on how to find the Adverse Action Letter.
Step 1 - Loans tab
Step 2 - View Loan
Step 3 - View Adverse Action Letter