Origination fee: 3% - 10% of the loan amount
On origination, you will pay a fee between 3% and 10% of the loan amount. This is a one-time, non-refundable fee.
Late fee: greater of 5% of the past due amount or $25
If your payment is more than 15 days late, we may charge a late fee of the greater of 5% of the past due amount or $25. This is charged per occurrence.
Insufficient funds fee ("NSF"): $15 per occurrence
If an electronic payment is refused by your financial institution, we may charge an NSF fee of $15 per occurrence.