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What interest rate discounts can I get for receiving endorsements?

You can get higher loan rate discounts the more endorsements you get. Rate discounts are structured according to the table below:

Number of Endorsements

Rate Reduction*


2.5% on all future loans


5% on all future loans


7.5% on all future loans


10% on all future loans


12.5% on all future loans

30 and more

15% on all future loans

Please note that rate discounts only apply for future loans and cannot be applied retroactively to an existing loan.

*Here's how the math works: if your original APR is 20% and you have five endorsements (2.5%), then your discounted APR will be 20% - (20% x 2.5%) = 19.5% (Discounted APR)

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